How to audit your accounts

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Ingenious Ways You Can Do With My Marriage Is On The Rocks; We’re Always Fighting About Money. Help!.

The level of economic situation is scary to say the least. The number of husband that are unable to provide for their family are increasing by the day, and the number of married women who have been pushed to subtle prostituting just to cater for the family is on the rise.

This are difficult situation in many families today and because of lack of money, most marriages are on the brink of collapse.

Couples today fight over money issues all the times and it seems that this single reason alone is leading to many divorce rate.

Now, let’s talk about some ways that couples can work on finding

agreement about money in their marriage:

Start with a broad vision.

Write down your shared vision

Husband and wife should seek to find common ground for a shared financial vision of the future.

The shared vision is futuristic in its entirety and even though there is a relapse or unexpected contingency, believe in the share vision between you and your wife.

Let the shared vision guide the couples.

Big questions like whether or not you’d like to own a home, what retirement might be like, and whether you’ll both work or whether one will be a breadwinner and the other a homemaker or both of you to work to support the share vision. It is important for you both to be honest with each other. 

Remember the primary goal is to build a happy family not a fortune.

 Communicate the share-vision all the time

One major reason why couple always argues is inability to communicate the share vision agreed on a regular basis.

This is very fundamental in a marriage,

Once you have a shared vision and you’re ready to tackle more financial conversation, try to set some specific long term goals.

Note that the shared vision include all source of income from the husband and wife on one hand and all expenses .The income include earnings from trade of the husband and wife(including any money received as gift)

Discuss  everything and try to always communicate all the time.

Mrs. Pamela had issues with his husband and the marriage is on the verge of collapse.

Her brother-in-law who lives in Canada send her $500 for the upkeep of her family and the woman did not tell her husband, though the money was used to pay off many debts owed by the family.

One year later, when the husband knew where the source of money was from, all hell was let loose.

Communication is very key to implementing a set vision for couples.

Review.

Now that you’ve had a chance to create a shared vision and specific long-term goals, review these together.

 Make sure that you are still on the same page. If doubts and concerns have arisen, deal with them. Remember that you value your marriage more than money.

 Build a budget.

Nothing is compared to a good and sound financial management than having a budget as a couple.

Create an action plan.

This is the ‘koko’ of the shared vision. On a daily basis, couples should take time to write down how money was spent and compare it with the shared vision plan.

Have a joint diary.

Write it down.

 Compare it.

Take-away

Ø A workable action plan likely includes something that looks an awful lot like a budget.

Ø If one of you objects to the term, call it something else. Spending guidelines, savings targets, discretionary spending limits all accomplish the same thing.

Ø Find language you can agree upon and then begin living by your budget, to realize your shared vision.

Ø Nothing is more important to the happiness of a family than the happiness of the marriage.

Find your shared vision for the future and work together to bring it about. Once you’re fighting for the same thing you’ll stop fighting over the same old thing.